INSURANCE INDUSTRY IN THE REPUBLIC OF SERBIA - - RESULTS FOR 2013

This paper analyses the results achieved in the insurance industry as a whole, based on annual financial statements submitted to the National Bank of Serbia by the insurance companies. It contains the portfolio structure, efficiency in adjustment and payment of claims, and profit or loss data. Due to the specific features of insurance business, the additional indicators are also analysed and they include ratios and technical result. The results that are presented may be used for analysis and assessment of how successful this industry is as a whole.

Key words: premium, claims, business results, technical result, ratios, profit or loss.