THE CONCEPT OF THE USE OF A MOTOR VEHICLE WITHIN THE COMPULSORY MOTOR THIRD PARTY LIABILITY INSURANCE

This paper analyzes the concept of the use of a motor vehicle within the framework of compulsory motor third party liability insurance, with particular ref- erence to fi re as the cause of damage. This paper focuses on the legislation of the Republic of Serbia and the European Union, with a detailed examination of relevant case law. The aim is to provide a clear understanding of the circumstances under which damage is considered to have arisen from the use of a motor vehicle, thus establishing whether the insurer must provide compensation. The research methods include the analysis of legal sources, national legislation, and EU directives, as well as a comparative analysis of the case law of the Court of Justice of the European Union and domestic courts. The results highlight the importance of a harmonized understanding of the concept of vehicle use, while the conclusion emphasizes the need for further alignment of Serbian legislation and judicial practice with EU law.

Keywords: compulsory motor third party liability insurance, concept of use of a motor vehicle, EU Motor Insurance Directives, case law.