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TYPES OF COMPULSORY INSURANCE IN SERBIA IN 2019

ABSTRACT

In Serbia, insurance is generally voluntary, and the law may establish compulsory insurance against risks to third parties and risks presenting a general peril. The aim of this paper is to present and analyse current types of compulsory insurance in Serbia. For this purpose, data from the website of the National Bank of Serbia is used as data source. According to these data, including February 2019, there are 34 types of compulsory insurance in Serbia, which are stipulated by individual laws. The paper states the characteristics of compulsory insurance, current types, as well as proposals for introduction of new types of compulsory insurance in Serbia. Based on the analysis, it can be concluded that there is no compulsory agricultural insurance in Serbia, although it is a high-risk production. The author advocates the introduction of partial compulsory agricultural insurance, which would apply to agricultural entities that are beneficiaries of a state resource.

Key words: insurance in Serbia, types of compulsory insurance, insurance contract, partial compulsory agricultural insurance

UDK: 06.11: 368.042:001.362: 368.5: 368.073(497.11) Radović, doc. dr Gordana TYPES OF COMPULSORY INSURANCE IN SERBIA IN 2019 Page: 55-67
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