PARTICULAR INSURANCE FEATURES OF MOBILE ELECTRONIC DEVICES

Switching from analogue to digital information technology increased the electronic communication opportunities, especially after a gradual and ever-expanding use of the Internet since its introduction. On the other hand, the possession of mobile electronic devices2 has become one of the elementary needs for all those who want comfort and benefit from using the new technologies in everyday life and work. The increasing number of owners of mobile electronic devices and the significant price and portability of such devices (which is why there is an increased risk of loss or damage) were the main reasons for the emerging demand for their insurance. In this paper, the author pays attention to the subject matter and risks insured, insurance cover and excluded risks and some of the obligations of the insured persons which characterise this type of insurance. The topic was analysed by insight into domestic and foreign literature available to the author and by analysing a number of insurance terms and conditions of both Serbian and British insurers.

Key words: mobile devices, Internet, insurance, assets, cover, risks